Welcome to Pet Circle Insurance. Please take the time to read through these terms of use and conditions. By using Our Website and the services and information offered on Our Website, you are agreeing to these terms and conditions.

Any advice provided on this website, is general advice only and has been prepared without taking into account individual objectives, financial situation or needs and you should consider the appropriateness of this advice and the Product Disclosure Statement (PDS) available via this website or by calling 1800 951 130, before deciding to acquire, or continue to hold, the product.

This website is owned and operated by Millel Pty Ltd (ABN 17 148 151 213) under the domain name www.petcircleinsurance.com.au (Website). 

Services means the arrangements of pet insurance.

Website means the website www.petcircleinsurance.com.au 

We / Us / Our / Pet Circle Insurance  etc means Millel Pty Ltd ABN 17 148 151 213 operating as Pet Circle Insurance, and any affiliates, employees, officers, agents or assigns of Millel Pty Ltd. 

You / Your means the user of the website.  

We have taken proper care and precautions to ensure the information on this Website is accurate. However, we cannot guarantee or make any representations, nor do we accept any liability arising from or connected to, the accuracy, adequacy,  or completeness of anything contained on this Website or any linked sites.

The information contained on this Website should not take the place of professional advice. 

You acknowledge and agree that you will only use the Website on a personal basis for the purpose of obtaining information about our insurance products and obtaining insurance quotes. You must not use this Website or it’s content:

• For commercial purposes (including, without limitation, for a person’s competitive advantage or to our competitive disadvantage);
• In any other manner that is inconsistent with the purposes for which this Website is intended to be provided;
• In any manner which is in breach of any laws; or
• In any other way that is not expressly permitted by these Terms and Conditions or us.

By using this site you represent and warrant to the Company that you are over the age of 18 years. Should we suffer any damage or other losses as a result of a minor using the website, we reserve the right to seek compensation for such losses from his/her parents or guardians.

Pet Circle Insurance, including but not limited to it’s directors, officers, employees, agents, representatives and any third-party content providers, does not under any circumstances make any warranty or representation that the Website will be uninterrupted or error-free.

We make every effort to ensure that the Website is running efficiently and smoothly, however we take no responsibility and will not be liable for the Website being unavailable for any reason whatsoever. 

Use of the Website is limited to obtaining insurance quotes, obtaining other information relating to the price of insurance cover and conducting insurance related transactions or queries, in respect of insurance cover for you or members of your immediate family, with their prior consent. 

We reserve the right to make any parts of the Website accessible only to users who have registered.

Upon registration with this Website, you will be issued with a username and password to access your account. You are responsible for maintaining the security of your password for this site. We will not be liable for any loss or damage arising from or in connection with your failure to comply with this security obligation. You agree that we will be entitled to assume that any person using the Website with your username and password is you or your authorised representative.

You must notify us immediately of any known or suspected unauthorised use of any password or any other breach of security.

In order to register an account with this site, you must agree to these Website Terms of Use and provide the Company with:

• a valid email address;
• accurate billing and contact information (including your street address and the name and telephone number of your authorised billing contact and administrator); and
• any other information that may be required by the Company during the registration process.
  

You must promptly update this information to maintain its accuracy at all times. You represent and warrant to us that all information provided to us by you, including the information provided by you through our account registration module or entered into your account profile, is true and not misleading and does not violate any applicable law or regulation or any person’s intellectual property or other rights.

One person may not maintain more than one account with this Website. Accounts registered by “bots” or other automated methods are not permitted.

We reserves the right to accept or reject any application for registration of an account with this site at its discretion.

You may purchase our products and services by using our online quoting tool and manually entering or placing an order through this Website, you make an irrevocable offer to us to purchase the products/services that you have selected pursuant to these Website Terms of Use. Information contained in this site constitutes an invitation to treat only. No information in this site constitutes an offer by us to supply any products/services to you – however, the Company will endeavour to supply your selected products/services to you.

We will not commence processing any order made through this site unless and until:

• If required, payment for the order has been received by us in full; and
• the order has passed our internal validation procedures, which are undertaken in order to verify the bona fides of each order for the purpose of preventing credit card and other fraud.
• We reserve the right at our discretion to:
  • at any time prior to your order being accepted in accordance with these Website Terms of Use, cancel all or part of your order; and
  • at any time:
    • refuse to provide products or services to you;
    • terminate your access to this site; and/or
    • remove or edit any content on this site.

You acknowledge that all material published or appearing on the Website, including but not limited to designs, logos, graphics, images, icons, photographs, typefaces, software, data, information, pictures, and other materials, including all third party content and user generated content (collectively, Content) is the sole property of the Owner.

The words “Pet Circle” and “Pet Circle Insurance” are registered trademarks in Australia and owned by the Pet Circle

All rights not expressly granted herein are reserved.

Except where necessary for viewing the documents or information on the Websites on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these Terms and Conditions, no documents or information on these website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed, stored, published, displayed or transmitted in any form by any process and you may not create derivative works from any part of this website or commercialise any information obtained from any part of this website without our specific written consent or, in the case of third party material, from the owner of the copyright in that material.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PET CIRCLE INSURANCE AND ITS OFFICERS, EMPLOYEES, AGENTS, CONSULTANTS, LICENSORS, PARTNERS AND AFFILIATES EXPRESSLY DISCLAIM ALL CONDITIONS, REPRESENTATIONS AND WARRANTIES (WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE) IN RELATION TO THIS SITE AND ANY PRODUCTS AND/OR SERVICES PURCHASED OR OBTAINED THROUGH THIS SITE, INCLUDING ANY IMPLIED WARRANTY/GUARANTEE OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

This site is provided strictly on an “as is” basis. To the maximum extent permitted by law, Pet Circle Insurance and its officers, employees, agents, consultants, licensors, partners and affiliates make no representation, warranty or guarantee as to the reliability, timeliness, quality, suitability, truth, availability, accuracy or completeness of this site or any of its content, and in particular do not represent, warrant or guarantee that:

• the use of this site will be secure, timely, uninterrupted or error-free or operate in combination with any other hardware, software, system or data;
• this site will meet your requirements or expectations;
• anything on this site, or on any third-party website referred or linked to in this site, is reliable, accurate, complete or up-to-date;
• the quality of any products, services, information or other material purchased or obtained through this site will meet any particular requirements or expectations;
• errors or defects will be corrected; or
• this site or the servers that make it available are free of viruses or other harmful components.